If you are considering applying for a mortgage, it is very important that you have all of your documents and personal information gathered prior to going in so that you’re Mortgage Broker has accurate numbers to submit in your application. Since the major determining factor for your maximum mortgage amount is your gross annual income, that information is extremely important. Most people are able to access recent paystubs and employment letters fairly easily, but they may not have their tax information on hand. Depending on your employment situation, some lenders will require copies of your T4’s and/or Notice of Assessments for the past 2 years. If you cannot find them, they can easily be re-sent to you by Canada Revenue Agency by calling 1-800-959-8281 or by setting up a CRA online account. The online account for CRA is great as it gives you constant access to your information and the ability to re-print any old statements. You can register at http://www.cra-arc.gc.ca/mya...