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Save money, use a broker.

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Traditionally the role of a Mortgage Broker was viewed as an alternative if you were declined by “your” bank. Times have changed and the role of independent brokers has evolved drastically. More and more people are preferring to have an professional work on their behalf instead of negotiating directly with the bank. Not only are the rates we have access to typically lower, you are also able to have an unbiased opinion as to what product / lender will be most suitable for you in order to maximize your savings potential.

Scotia, TD, CIBC and RBC all currently have the same current rate “special” of 3.79%. I currently have access to a great lender offering a “special” of 3.39%. Let’s compare the numbers. Here is a breakdown of the savings for the following mortgage amounts:

$200,000 mortgage
·         $43 a month
·         $3800 over the term

$250,000 mortgage
·         $53 a month
·         $4750 over the term

$300,000 mortgage
·         $64 a month
·         $5200 over the term

Every situation is unique and will require a separate plan but you can potentially save thousands and receive long term, quality service.

Please feel free to contact me with any mortgage related questions.
 
http://www.christinebuemann.com
 
*For a 5 year fixed rate over 25 years. Figures provided are approximate. 

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Location: 1596 3rd Avenue, Prince George, BC V2L 3G4, Canada

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